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November 05
Sutra tentang Kesempurnaan Manusia.
Sesungguhnya tiada seorang manusia pun yang sempurna apa pun jabatannya dalam masyarakat, rumah ibadah atau pemerintahan. Setiap hari tiap manusia pasti melakukan dosa dan kesalahan, minimal dosa dalam hati dan pikiran. Berprasangka negatif, marah, iri, dengki, dan lain sebagainya di dalam hati dan pikiran itu pun sudah dosa dan kesalahan.
Adalah lebih baik apabila diri kita masing - masing fokus kepada usaha untuk menyempurnakan diri sendiri daripada berusaha membuat orang lain sempurna. Adalah sebuah kesia - siaan apabila kita mengharapkan orang lain untuk berubah sesuai keinginan kita, dan lebih baik diri kita masing - masing fokus kepada upaya merubah diri sendiri menjadi lebih baik.
[ TO BE CONTINUED ]
PERHATIAN:
1. Sutra - sutra ini tidak disponsori oleh perusahaan produsen Kondom Sutra 
2. Pemakaian kata "Sutra" disini memiliki pengertian yang berbeda dengan kata "Sutra" yang dipakai pada frase "Kondom Sutra". [ IN INDONESIA LANGUAGE ]
Akhirnya, setelah mendaki beberapa gunung yang terkenal, seperti Gunung Fujiyama, Gunung Sinai, Gunung Agung, termasuk Rocky Mountains, dan berenang di Sungai Mississippi ia mendapatkan beberapa sutra, antara lain: kama sutra, kama tantra, tawa sutra, John 3:16 Sutra, Warren Buffett Sutra, Goldman Sachs Sutra, Building Space Ship and Sending Human to Moon Mentality Sutra,Freedom Democracy Democrazy Humanity Sutra, Liberty Egality Fraternity Sutra, Buddha's Palm Coming Down from Heaven Sutra, Holding Heaven-and-Permanent-Resident-of-Earth-Sutra, tapi belum termasuk kondom sutra yang dijual di supermarket - supermarket .
Sutra tentang Kebahagiaan.
Seringkali manusia bertanya tentang apa itu Kebahagiaan Sejati. Menurut saya, kebahagiaan sejati adalah kebahagiaan yang tidak terpengaruh oleh dan bergantung kepada faktor - faktor di luar manusia itu sendiri, misalnya: teman, keluarga, pasangan hidup, situasi dan kondisi di sekeliling manusia tersebut dan lain sebagainya. Kebahagiaan sejati bukan manipulasi pikiran dan perasaan diri sendiri, alias masturbasi pikiran dan perasaan. Kebahagiaan Sejati juga bukanlah perasaan bahagia sesaat yang timbul dalam diri manusia karena pengaruh narkoba, minuman beralkohol, dan lain sebagainya. Kebahagiaan Sejati juga bukanlah Mr. Happy . Kebahagiaan Sejati berbeda dengan pencapaian Kebahagiaan Tertinggi.
Ada sebuah bangsa di dunia ini yang bernama Amerika Serikat. Bangsa ini begitu mengerti bahwa pencapaian Kebahagiaan oleh masing - masing individu dalam bangsanya begitu penting sehingga mereka memasukkan sutra tentang kebahagiaan dalam deklarasi kemerdekaan bangsa mereka, yaitu:
Individu - individu anggota sebuah masyarakat atau bangsa yang bahagia akan meningkatkan ekonomi, seni dan budaya, inovasi teknologi masyarakat dan bangsa tersebut. Selain itu, semakin besar jumlah individu yang bahagia dalam sebuah masyarakat atau bangsa akan mengurangi tingkat kriminalitas dalam masyarakat atau bangsa tersebut.
Sedangkan pencapaian Kebahagiaan Tertinggi oleh umat manusia adalah dicapai melalui menjadi manusia yang seutuhnya, kembali menjadi manusia yang adalah Citra Allah ( Imago Dei ). Manusia diciptakan dengan kehendak bebas, cipta, rasa dan karsa yang menyatu dalam dirinya sejak dilahirkan. Manusia yang seutuhnya adalah juga manusia yang bebas dan merdeka dalam mendayagunakan dan memaksimalkan cipta, rasa dan karsanya. Tentu, karena manusia seutuhnya adalah juga manusia yang adalah Citra Allah, tidak ada hal - hal yang bersifat negatif pada segala yang dilakukannya dalam memaksimalkan cipta, rasa dan karsanya. Manusia seutuhnya ibarat manusia yang setiap hembusan nafasnya adalah seperti hembusan nafas Allah yang memberikan kehidupan kepada umat manusia dan segala yang ada di dunia ciptaanNYA. Tangannya ibarat tangan Allah yang memelihara kehidupan umat manusia dan segala yang ada di dunia ciptaanNYA.
Membangun ( habitat ) sebuah masyarakat atau bangsa yang bahagia dilakukan melalui tiga tahapan, yaitu pembangunan kesejahteraan lahir dan batin, pendidikan dan kebudayaan. Tiga tahapan ini pernah diutarakan oleh Konfusius ribuan tahun yang lalu.
[ TO BE CONTINUED ] November 04
From: roby_widjaja@hotmail.com
To: XXXXXXXXXXXXXXXXXXXXXXXX
CC: jooroby@yahoo.com
Subject: RE: LOAN INFORMATION=================Joo Roby Widjaja(Indonesia)
Date: Wed, 4 Nov 2009 17:21:48 +0700
Dear Mr. XXXXXX,
Thank you very much for your reply. I do really appreciate it. Since you could not provide a credit limit expansion up to USD 10 billions, It is better for both of us to cancel this deal. I am saving and securing your money.
Setting up an Investment Fund company with too little money to manage will harm both the fund manager (fund management company) and the investors (shareholders). As we know in this industry, fund management, 10 billions USD is a small value. It is not about asking too much/greedy/never enough mentality, it is about making a safe, comfortable,reliable "flights" or "cars" (flights or cars as methapore for investment fund company). If you are a passenger of an airlines, would you choose an airlines with better and new flights but more expensive tickets or, second hand old flights with cheaper tickets rate ?  (passengers as methapore for investors/shareholders)
If you do not mind, please connect me to bigger investment bankers/bankers who are very used to billions USD deals. In this case, we could have a legal written MoU about your comission as the intermediator.
Thank you very much and it is very nice to know you.
Sincerely,
Joo Roby Widjaja.
Please visit my Websites and Blogs at:
http://www.facebook.com/people/Roby-Widjaja/100000371086476
International Stamps and Collectibles Exchange Groups
Date: Tue, 3 Nov 2009 09:38:30 -0800
Subject: LOAN INFORMATION=================Joo Roby Widjaja(Indonesia)
From: XXXXXXXXXXXXXXXXXXXXX
To: roby_widjaja@hotmail.com
Acting on the content of your mail, note that the content was well understood. I have gone through all your email and it was okay, but we have a Maximum amount we lend out which you will have to note in case of any expansion, that is 15 Million only. Well from the terms sent to you let us know if you agree, so that we can proceed with further procedures, that we lead to full documentation to proceed with this transaction.
Reply to acknowledge the receipt of this mail.
Mr. XXXXXXXXXXXXXXX
(Managing Director)
XXXXXXXXXXXXXXXXXXX
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Catalogue Now Online:
Browse or Buy Today |
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Finest and Rarest Wines Featuring Wines Direct from Bodegas Vega Sicilia
Sale N08596
14 Nov 09, New York
Exhibition Opens
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Auction Details
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For assistance with bidding or other inquiries, contact the specialists listed under Auction Details.
Special Note
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We invite you to register at www.sothebys.com/wine.
Please keep in mind that all first-time online bidders, including those registered for mySotheby's, will have to pre-register to bid live via the internet.
Pre Sale Tasting November 12
Join us for our Tasting from 6:00-7:00 pm. Tickets are $75 per person and space is limited. For reservations, please call +1 212 606 7050. Click here for a complete list of wines to be poured.
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November 03 Date: Mon, 2 Nov 2009 22:28:56 -0800
Subject: COMPANY LOAN TERMS AND CONDITIONS=================Joo Roby Widjaja(Indonesia)
From: XXXXXXXXXXXXXXXXXXXXX
To: jooroby@yahoo.com
Acting on the content of your mail, note that we are willing to help you with your loan
amount, and given you this loan is not a problem, if only you are in agreement with the
terms and condition of the loan.
With the information I got from you I believe it is enough for us to proceed further with
this transaction.
Below is our loan Terms and conditions:
1. The applicant will start the repayment of loan at the end of every month starting from
6 months after loan has been transferred.
2. For the condition that you keep to our loan terms and condition and that this loan will
not be use as drug traffics.
3. Applicant who is unable to meet with the repayment will be given 3 weeks more as a
grace period before legal actions will be taken.
4. Failure to pay back the loan at this expected date/period, legal actions will be taken
against the applicant by our attorney immediately
REPAYMENT SCHEDULE
Loan Amount: $10,000,000
Interest rate: 3%
Loan tenure: 30 Years
Total interest for 30 Years: $9.000.000
Cumulative amount: $39,000,000
Monthly Installment: $108,333 (Commence after 6 Months loan have been transfer to you)
Yearly Installment: $1,300,000
If you fully agree on this terms and condition, get back to me as soon as possible so we could
proceed further with this transaction.
Await your swift and urgent response
XXXXXXXXXXXXXX
(Managing Director)
| 700 |
USD
2,441,580.27 |
USD
6,103.95 |
USD
43,250.00 |
| 301 |
USD
2,404,434.22 |
USD
6,011.09 |
USD
43,250.00 |
| 302 |
USD
2,367,195.31 |
USD
5,917.99 |
USD
43,250.00 |
| 303 |
USD
2,329,863.30 |
USD
5,824.66 |
USD
43,250.00 |
| 304 |
USD
2,292,437.96 |
USD
5,731.09 |
USD
43,250.00 |
| 305 |
USD
2,254,919.05 |
USD
5,637.30 |
USD
43,250.00 |
| 306 |
USD
2,217,306.35 |
USD
5,543.27 |
USD
43,250.00 |
| 307 |
USD
2,179,599.62 |
USD
5,449.00 |
USD
43,250.00 |
| 308 |
USD
2,141,798.61 |
USD
5,354.50 |
USD
43,250.00 |
| 309 |
USD
2,103,903.11 |
USD
5,259.76 |
USD
43,250.00 |
| 310 |
USD
2,065,912.87 |
USD
5,164.78 |
USD
43,250.00 |
| 311 |
USD
2,027,827.65 |
USD
5,069.57 |
USD
43,250.00 |
| 312 |
USD
1,989,647.22 |
USD
4,974.12 |
USD
43,250.00 |
| 313 |
USD
1,951,371.34 |
USD
4,878.43 |
USD
43,250.00 |
| 314 |
USD
1,912,999.77 |
USD
4,782.50 |
USD
43,250.00 |
| 315 |
USD
1,874,532.27 |
USD
4,686.33 |
USD
43,250.00 |
| 316 |
USD
1,835,968.60 |
USD
4,589.92 |
USD
43,250.00 |
| 317 |
USD
1,797,308.52 |
USD
4,493.27 |
USD
43,250.00 |
| 318 |
USD
1,758,551.79 |
USD
4,396.38 |
USD
43,250.00 |
| 319 |
USD
1,719,698.17 |
USD
4,299.25 |
USD
43,250.00 |
| 320 |
USD
1,680,747.41 |
USD
4,201.87 |
USD
43,250.00 |
| 321 |
USD
1,641,699.28 |
USD
4,104.25 |
USD
43,250.00 |
| 322 |
USD
1,602,553.53 |
USD
4,006.38 |
USD
43,250.00 |
| 323 |
USD
1,563,309.91 |
USD
3,908.27 |
USD
43,250.00 |
| 324 |
USD
1,523,968.19 |
USD
3,809.92 |
USD
43,250.00 |
| 325 |
USD
1,484,528.11 |
USD
3,711.32 |
USD
43,250.00 |
| 326 |
USD
1,444,989.43 |
USD
3,612.47 |
USD
43,250.00 |
| 327 |
USD
1,405,351.90 |
USD
3,513.38 |
USD
43,250.00 |
| 328 |
USD
1,365,615.28 |
USD
3,414.04 |
USD
43,250.00 |
| 329 |
USD
1,325,779.32 |
USD
3,314.45 |
USD
43,250.00 |
| 330 |
USD
1,285,843.77 |
USD
3,214.61 |
USD
43,250.00 |
| 331 |
USD
1,245,808.38 |
USD
3,114.52 |
USD
43,250.00 |
| 332 |
USD
1,205,672.90 |
USD
3,014.18 |
USD
43,250.00 |
| 333 |
USD
1,165,437.08 |
USD
2,913.59 |
USD
43,250.00 |
| 334 |
USD
1,125,100.68 |
USD
2,812.75 |
USD
43,250.00 |
| 335 |
USD
1,084,663.43 |
USD
2,711.66 |
USD
43,250.00 |
| 336 |
USD
1,044,125.09 |
USD
2,610.31 |
USD
43,250.00 |
| 337 |
USD
1,003,485.40 |
USD
2,508.71 |
USD
43,250.00 |
| 338 |
USD
962,744.11 |
USD
2,406.86 |
USD
43,250.00 |
| 339 |
USD
921,900.97 |
USD
2,304.75 |
USD
43,250.00 |
| 340 |
USD
880,955.72 |
USD
2,202.39 |
USD
43,250.00 |
| 341 |
USD
839,908.11 |
USD
2,099.77 |
USD
43,250.00 |
| 342 |
USD
798,757.88 |
USD
1,996.89 |
USD
43,250.00 |
| 343 |
USD
757,504.78 |
USD
1,893.76 |
USD
43,250.00 |
| 344 |
USD
716,148.54 |
USD
1,790.37 |
USD
43,250.00 |
| 345 |
USD
674,688.91 |
USD
1,686.72 |
USD
43,250.00 |
| 346 |
USD
633,125.63 |
USD
1,582.81 |
USD
43,250.00 |
| 347 |
USD
591,458.45 |
USD
1,478.65 |
USD
43,250.00 |
| 348 |
USD
549,687.09 |
USD
1,374.22 |
USD
43,250.00 |
| 349 |
USD
507,811.31 |
USD
1,269.53 |
USD
43,250.00 |
| 350 |
USD
465,830.84 |
USD
1,164.58 |
USD
43,250.00 |
| 351 |
USD
423,745.42 |
USD
1,059.36 |
USD
43,250.00 |
| 352 |
USD
381,554.78 |
USD
953.89 |
USD
43,250.00 |
| 353 |
USD
339,258.67 |
USD
848.15 |
USD
43,250.00 |
| 354 |
USD
296,856.82 |
USD
742.14 |
USD
43,250.00 |
| 355 |
USD
254,348.96 |
USD
635.87 |
USD
43,250.00 |
| 356 |
USD
211,734.83 |
USD
529.34 |
USD
43,250.00 |
| 357 |
USD
169,014.17 |
USD
422.54 |
USD
43,250.00 |
| 358 |
USD
126,186.70 |
USD
315.47 |
USD
43,250.00 |
| 359 |
USD
83,252.17 |
USD
208.13 |
USD
43,250.00 |
| 360 |
USD
40,210.30 |
USD
100.53 |
USD
40,310.82 |
| 361 |
USD 0.00 |
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Please visit my Websites and Blogs at:
http://www.facebook.com/people/Roby-Widjaja/100000371086476
International Stamps and Collectibles Exchange Groups
| 199 |
USD
5,753,506.60 |
USD
14,383.77 |
USD
43,250.00 |
| 200 |
USD
5,724,640.36 |
USD
14,311.60 |
USD
43,250.00 |
| 201 |
USD
5,695,701.96 |
USD
14,239.25 |
USD
43,250.00 |
| 202 |
USD
5,666,691.22 |
USD
14,166.73 |
USD
43,250.00 |
| 203 |
USD
5,637,607.95 |
USD
14,094.02 |
USD
43,250.00 |
| 204 |
USD
5,608,451.97 |
USD
14,021.13 |
USD
43,250.00 |
| 205 |
USD
5,579,223.10 |
USD
13,948.06 |
USD
43,250.00 |
| 206 |
USD
5,549,921.15 |
USD
13,874.80 |
USD
43,250.00 |
| 207 |
USD
5,520,545.96 |
USD
13,801.36 |
USD
43,250.00 |
| 208 |
USD
5,491,097.32 |
USD
13,727.74 |
USD
43,250.00 |
| 209 |
USD
5,461,575.07 |
USD
13,653.94 |
USD
43,250.00 |
| 210 |
USD
5,431,979.00 |
USD
13,579.95 |
USD
43,250.00 |
| 211 |
USD
5,402,308.95 |
USD
13,505.77 |
USD
43,250.00 |
| 212 |
USD
5,372,564.72 |
USD
13,431.41 |
USD
43,250.00 |
| 213 |
USD
5,342,746.14 |
USD
13,356.87 |
USD
43,250.00 |
| 214 |
USD
5,312,853.00 |
USD
13,282.13 |
USD
43,250.00 |
| 215 |
USD
5,282,885.13 |
USD
13,207.21 |
USD
43,250.00 |
| 216 |
USD
5,252,842.35 |
USD
13,132.11 |
USD
43,250.00 |
| 217 |
USD
5,222,724.45 |
USD
13,056.81 |
USD
43,250.00 |
| 218 |
USD
5,192,531.26 |
USD
12,981.33 |
USD
43,250.00 |
| 219 |
USD
5,162,262.59 |
USD
12,905.66 |
USD
43,250.00 |
| 220 |
USD
5,131,918.25 |
USD
12,829.80 |
USD
43,250.00 |
| 221 |
USD
5,101,498.04 |
USD
12,753.75 |
USD
43,250.00 |
| 222 |
USD
5,071,001.79 |
USD
12,677.50 |
USD
43,250.00 |
| 223 |
USD
5,040,429.29 |
USD
12,601.07 |
USD
43,250.00 |
| 224 |
USD
5,009,780.37 |
USD
12,524.45 |
USD
43,250.00 |
| 225 |
USD
4,979,054.82 |
USD
12,447.64 |
USD
43,250.00 |
| 226 |
USD
4,948,252.45 |
USD
12,370.63 |
USD
43,250.00 |
| 227 |
USD
4,917,373.08 |
USD
12,293.43 |
USD
43,250.00 |
| 228 |
USD
4,886,416.52 |
USD
12,216.04 |
USD
43,250.00 |
| 229 |
USD
4,855,382.56 |
USD
12,138.46 |
USD
43,250.00 |
| 230 |
USD
4,824,271.02 |
USD
12,060.68 |
USD
43,250.00 |
| 231 |
USD
4,793,081.69 |
USD
11,982.70 |
USD
43,250.00 |
| 232 |
USD
4,761,814.40 |
USD
11,904.54 |
USD
43,250.00 |
| 233 |
USD
4,730,468.93 |
USD
11,826.17 |
USD
43,250.00 |
| 234 |
USD
4,699,045.11 |
USD
11,747.61 |
USD
43,250.00 |
| 235 |
USD
4,667,542.72 |
USD
11,668.86 |
USD
43,250.00 |
| 236 |
USD
4,635,961.58 |
USD
11,589.90 |
USD
43,250.00 |
| 237 |
USD
4,604,301.48 |
USD
11,510.75 |
USD
43,250.00 |
| 238 |
USD
4,572,562.23 |
USD
11,431.41 |
USD
43,250.00 |
| 239 |
USD
4,540,743.64 |
USD
11,351.86 |
USD
43,250.00 |
| 240 |
USD
4,508,845.50 |
USD
11,272.11 |
USD
43,250.00 |
| 241 |
USD
4,476,867.61 |
USD
11,192.17 |
USD
43,250.00 |
| 242 |
USD
4,444,809.78 |
USD
11,112.02 |
USD
43,250.00 |
| 243 |
USD
4,412,671.80 |
USD
11,031.68 |
USD
43,250.00 |
| 244 |
USD
4,380,453.48 |
USD
10,951.13 |
USD
43,250.00 |
| 245 |
USD
4,348,154.62 |
USD
10,870.39 |
USD
43,250.00 |
| 246 |
USD
4,315,775.00 |
USD
10,789.44 |
USD
43,250.00 |
| 247 |
USD
4,283,314.44 |
USD
10,708.29 |
USD
43,250.00 |
| 248 |
USD
4,250,772.73 |
USD
10,626.93 |
USD
43,250.00 |
| 249 |
USD
4,218,149.66 |
USD
10,545.37 |
USD
43,250.00 |
| 250 |
USD
4,185,445.03 |
USD
10,463.61 |
USD
43,250.00 |
| 251 |
USD
4,152,658.65 |
USD
10,381.65 |
USD
43,250.00 |
| 252 |
USD
4,119,790.29 |
USD
10,299.48 |
USD
43,250.00 |
| 253 |
USD
4,086,839.77 |
USD
10,217.10 |
USD
43,250.00 |
| 254 |
USD
4,053,806.87 |
USD
10,134.52 |
USD
43,250.00 |
| 255 |
USD
4,020,691.39 |
USD
10,051.73 |
USD
43,250.00 |
| 256 |
USD
3,987,493.11 |
USD
9,968.73 |
USD
43,250.00 |
| 257 |
USD
3,954,211.85 |
USD
9,885.53 |
USD
43,250.00 |
| 258 |
USD
3,920,847.38 |
USD
9,802.12 |
USD
43,250.00 |
| 259 |
USD
3,887,399.49 |
USD
9,718.50 |
USD
43,250.00 |
| 260 |
USD
3,853,867.99 |
USD
9,634.67 |
USD
43,250.00 |
| 261 |
USD
3,820,252.66 |
USD
9,550.63 |
USD
43,250.00 |
| 262 |
USD
3,786,553.30 |
USD
9,466.38 |
USD
43,250.00 |
| 263 |
USD
3,752,769.68 |
USD
9,381.92 |
USD
43,250.00 |
| 264 |
USD
3,718,901.60 |
USD
9,297.25 |
USD
43,250.00 |
| 265 |
USD
3,684,948.86 |
USD
9,212.37 |
USD
43,250.00 |
| 266 |
USD
3,650,911.23 |
USD
9,127.28 |
USD
43,250.00 |
| 267 |
USD
3,616,788.51 |
USD
9,041.97 |
USD
43,250.00 |
| 268 |
USD
3,582,580.48 |
USD
8,956.45 |
USD
43,250.00 |
| 269 |
USD
3,548,286.93 |
USD
8,870.72 |
USD
43,250.00 |
| 270 |
USD
3,513,907.65 |
USD
8,784.77 |
USD
43,250.00 |
| 271 |
USD
3,479,442.42 |
USD
8,698.61 |
USD
43,250.00 |
| 272 |
USD
3,444,891.02 |
USD
8,612.23 |
USD
43,250.00 |
| 273 |
USD
3,410,253.25 |
USD
8,525.63 |
USD
43,250.00 |
| 274 |
USD
3,375,528.88 |
USD
8,438.82 |
USD
43,250.00 |
| 275 |
USD
3,340,717.70 |
USD
8,351.79 |
USD
43,250.00 |
| 276 |
USD
3,305,819.50 |
USD
8,264.55 |
USD
43,250.00 |
| 277 |
USD
3,270,834.05 |
USD
8,177.09 |
USD
43,250.00 |
| 278 |
USD
3,235,761.13 |
USD
8,089.40 |
USD
43,250.00 |
| 279 |
USD
3,200,600.54 |
USD
8,001.50 |
USD
43,250.00 |
| 280 |
USD
3,165,352.04 |
USD
7,913.38 |
USD
43,250.00 |
| 281 |
USD
3,130,015.42 |
USD
7,825.04 |
USD
43,250.00 |
| 282 |
USD
3,094,590.46 |
USD
7,736.48 |
USD
43,250.00 |
| 283 |
USD
3,059,076.93 |
USD
7,647.69 |
USD
43,250.00 |
| 284 |
USD
3,023,474.62 |
USD
7,558.69 |
USD
43,250.00 |
| 285 |
USD
2,987,783.31 |
USD
7,469.46 |
USD
43,250.00 |
| 286 |
USD
2,952,002.77 |
USD
7,380.01 |
USD
43,250.00 |
| 287 |
USD
2,916,132.78 |
USD
7,290.33 |
USD
43,250.00 |
| 288 |
USD
2,880,173.11 |
USD
7,200.43 |
USD
43,250.00 |
| 289 |
USD
2,844,123.54 |
USD
7,110.31 |
USD
43,250.00 |
| 290 |
USD
2,807,983.85 |
USD
7,019.96 |
USD
43,250.00 |
| 291 |
USD
2,771,753.81 |
USD
6,929.38 |
USD
43,250.00 |
| 292 |
USD
2,735,433.19 |
USD
6,838.58 |
USD
43,250.00 |
| 293 |
USD
2,699,021.78 |
USD
6,747.55 |
USD
43,250.00 |
| 294 |
USD
2,662,519.33 |
USD
6,656.30 |
USD
43,250.00 |
| 295 |
USD
2,625,925.63 |
USD
6,564.81 |
USD
43,250.00 |
| 296 |
USD
2,589,240.44 |
USD
6,473.10 |
USD
43,250.00 |
| 297 |
USD
2,552,463.54 |
USD
6,381.16 |
USD
43,250.00 |
| 298 |
USD
2,515,594.70 |
USD
6,288.99 |
USD
43,250.00 |
| 299 |
USD
2,478,633.69 |
USD
6,196.58 |
USD
43,250.00 |
| 300 |
USD
2,441,580.27 |
USD
6,103.95 |
USD
43,250.00 |
| 79 |
USD
8,304,776.00 |
USD
20,761.94 |
USD
43,250.00 |
| 100 |
USD
8,282,287.94 |
USD
20,705.72 |
USD
43,250.00 |
| 101 |
USD
8,259,743.66 |
USD
20,649.36 |
USD
43,250.00 |
| 102 |
USD
8,237,143.02 |
USD
20,592.86 |
USD
43,250.00 |
| 103 |
USD
8,214,485.88 |
USD
20,536.21 |
USD
43,250.00 |
| 104 |
USD
8,191,772.09 |
USD
20,479.43 |
USD
43,250.00 |
| 105 |
USD
8,169,001.52 |
USD
20,422.50 |
USD
43,250.00 |
| 106 |
USD
8,146,174.03 |
USD
20,365.44 |
USD
43,250.00 |
| 107 |
USD
8,123,289.46 |
USD
20,308.22 |
USD
43,250.00 |
| 108 |
USD
8,100,347.69 |
USD
20,250.87 |
USD
43,250.00 |
| 109 |
USD
8,077,348.56 |
USD
20,193.37 |
USD
43,250.00 |
| 110 |
USD
8,054,291.93 |
USD
20,135.73 |
USD
43,250.00 |
| 111 |
USD
8,031,177.66 |
USD
20,077.94 |
USD
43,250.00 |
| 112 |
USD
8,008,005.60 |
USD
20,020.01 |
USD
43,250.00 |
| 113 |
USD
7,984,775.61 |
USD
19,961.94 |
USD
43,250.00 |
| 114 |
USD
7,961,487.55 |
USD
19,903.72 |
USD
43,250.00 |
| 115 |
USD
7,938,141.27 |
USD
19,845.35 |
USD
43,250.00 |
| 116 |
USD
7,914,736.63 |
USD
19,786.84 |
USD
43,250.00 |
| 117 |
USD
7,891,273.47 |
USD
19,728.18 |
USD
43,250.00 |
| 118 |
USD
7,867,751.65 |
USD
19,669.38 |
USD
43,250.00 |
| 119 |
USD
7,844,171.03 |
USD
19,610.43 |
USD
43,250.00 |
| 120 |
USD
7,820,531.46 |
USD
19,551.33 |
USD
43,250.00 |
| 121 |
USD
7,796,832.79 |
USD
19,492.08 |
USD
43,250.00 |
| 122 |
USD
7,773,074.87 |
USD
19,432.69 |
USD
43,250.00 |
| 123 |
USD
7,749,257.56 |
USD
19,373.14 |
USD
43,250.00 |
| 124 |
USD
7,725,380.70 |
USD
19,313.45 |
USD
43,250.00 |
| 125 |
USD
7,701,444.15 |
USD
19,253.61 |
USD
43,250.00 |
| 126 |
USD
7,677,447.76 |
USD
19,193.62 |
USD
43,250.00 |
| 127 |
USD
7,653,391.38 |
USD
19,133.48 |
USD
43,250.00 |
| 128 |
USD
7,629,274.86 |
USD
19,073.19 |
USD
43,250.00 |
| 129 |
USD
7,605,098.05 |
USD
19,012.75 |
USD
43,250.00 |
| 130 |
USD
7,580,860.79 |
USD
18,952.15 |
USD
43,250.00 |
| 131 |
USD
7,556,562.94 |
USD
18,891.41 |
USD
43,250.00 |
| 132 |
USD
7,532,204.35 |
USD
18,830.51 |
USD
43,250.00 |
| 133 |
USD
7,507,784.86 |
USD
18,769.46 |
USD
43,250.00 |
| 134 |
USD
7,483,304.32 |
USD
18,708.26 |
USD
43,250.00 |
| 135 |
USD
7,458,762.59 |
USD
18,646.91 |
USD
43,250.00 |
| 136 |
USD
7,434,159.49 |
USD
18,585.40 |
USD
43,250.00 |
| 137 |
USD
7,409,494.89 |
USD
18,523.74 |
USD
43,250.00 |
| 138 |
USD
7,384,768.63 |
USD
18,461.92 |
USD
43,250.00 |
| 139 |
USD
7,359,980.55 |
USD
18,399.95 |
USD
43,250.00 |
| 140 |
USD
7,335,130.50 |
USD
18,337.83 |
USD
43,250.00 |
| 141 |
USD
7,310,218.33 |
USD
18,275.55 |
USD
43,250.00 |
| 142 |
USD
7,285,243.87 |
USD
18,213.11 |
USD
43,250.00 |
| 143 |
USD
7,260,206.98 |
USD
18,150.52 |
USD
43,250.00 |
| 144 |
USD
7,235,107.50 |
USD
18,087.77 |
USD
43,250.00 |
| 145 |
USD
7,209,945.27 |
USD
18,024.86 |
USD
43,250.00 |
| 146 |
USD
7,184,720.13 |
USD
17,961.80 |
USD
43,250.00 |
| 147 |
USD
7,159,431.93 |
USD
17,898.58 |
USD
43,250.00 |
| 148 |
USD
7,134,080.51 |
USD
17,835.20 |
USD
43,250.00 |
| 149 |
USD
7,108,665.71 |
USD
17,771.66 |
USD
43,250.00 |
| 150 |
USD
7,083,187.38 |
USD
17,707.97 |
USD
43,250.00 |
| 151 |
USD
7,057,645.35 |
USD
17,644.11 |
USD
43,250.00 |
| 152 |
USD
7,032,039.46 |
USD
17,580.10 |
USD
43,250.00 |
| 153 |
USD
7,006,369.56 |
USD
17,515.92 |
USD
43,250.00 |
| 154 |
USD
6,980,635.48 |
USD
17,451.59 |
USD
43,250.00 |
| 155 |
USD
6,954,837.07 |
USD
17,387.09 |
USD
43,250.00 |
| 156 |
USD
6,928,974.16 |
USD
17,322.44 |
USD
43,250.00 |
| 157 |
USD
6,903,046.60 |
USD
17,257.62 |
USD
43,250.00 |
| 158 |
USD
6,877,054.21 |
USD
17,192.64 |
USD
43,250.00 |
| 159 |
USD
6,850,996.85 |
USD
17,127.49 |
USD
43,250.00 |
| 160 |
USD
6,824,874.34 |
USD
17,062.19 |
USD
43,250.00 |
| 161 |
USD
6,798,686.53 |
USD
16,996.72 |
USD
43,250.00 |
| 162 |
USD
6,772,433.24 |
USD
16,931.08 |
USD
43,250.00 |
| 163 |
USD
6,746,114.33 |
USD
16,865.29 |
USD
43,250.00 |
| 164 |
USD
6,719,729.61 |
USD
16,799.32 |
USD
43,250.00 |
| 165 |
USD
6,693,278.94 |
USD
16,733.20 |
USD
43,250.00 |
| 166 |
USD
6,666,762.14 |
USD
16,666.91 |
USD
43,250.00 |
| 167 |
USD
6,640,179.04 |
USD
16,600.45 |
USD
43,250.00 |
| 168 |
USD
6,613,529.49 |
USD
16,533.82 |
USD
43,250.00 |
| 169 |
USD
6,586,813.31 |
USD
16,467.03 |
USD
43,250.00 |
| 170 |
USD
6,560,030.35 |
USD
16,400.08 |
USD
43,250.00 |
| 171 |
USD
6,533,180.42 |
USD
16,332.95 |
USD
43,250.00 |
| 172 |
USD
6,506,263.37 |
USD
16,265.66 |
USD
43,250.00 |
| 173 |
USD
6,479,279.03 |
USD
16,198.20 |
USD
43,250.00 |
| 174 |
USD
6,452,227.23 |
USD
16,130.57 |
USD
43,250.00 |
| 175 |
USD
6,425,107.80 |
USD
16,062.77 |
USD
43,250.00 |
| 176 |
USD
6,397,920.57 |
USD
15,994.80 |
USD
43,250.00 |
| 177 |
USD
6,370,665.37 |
USD
15,926.66 |
USD
43,250.00 |
| 178 |
USD
6,343,342.03 |
USD
15,858.36 |
USD
43,250.00 |
| 179 |
USD
6,315,950.39 |
USD
15,789.88 |
USD
43,250.00 |
| 180 |
USD
6,288,490.26 |
USD
15,721.23 |
USD
43,250.00 |
| 181 |
USD
6,260,961.49 |
USD
15,652.40 |
USD
43,250.00 |
| 182 |
USD
6,233,363.89 |
USD
15,583.41 |
USD
43,250.00 |
| 183 |
USD
6,205,697.30 |
USD
15,514.24 |
USD
43,250.00 |
| 184 |
USD
6,177,961.54 |
USD
15,444.90 |
USD
43,250.00 |
| 185 |
USD
6,150,156.45 |
USD
15,375.39 |
USD
43,250.00 |
| 186 |
USD
6,122,281.84 |
USD
15,305.70 |
USD
43,250.00 |
| 187 |
USD
6,094,337.54 |
USD
15,235.84 |
USD
43,250.00 |
| 188 |
USD
6,066,323.39 |
USD
15,165.81 |
USD
43,250.00 |
| 189 |
USD
6,038,239.20 |
USD
15,095.60 |
USD
43,250.00 |
| 190 |
USD
6,010,084.79 |
USD
15,025.21 |
USD
43,250.00 |
| 191 |
USD
5,981,860.01 |
USD
14,954.65 |
USD
43,250.00 |
| 192 |
USD
5,953,564.66 |
USD
14,883.91 |
USD
43,250.00 |
| 193 |
USD
5,925,198.57 |
USD
14,813.00 |
USD
43,250.00 |
| 194 |
USD
5,896,761.56 |
USD
14,741.90 |
USD
43,250.00 |
| 195 |
USD
5,868,253.47 |
USD
14,670.63 |
USD
43,250.00 |
| 196 |
USD
5,839,674.10 |
USD
14,599.19 |
USD
43,250.00 |
| 197 |
USD
5,811,023.29 |
USD
14,527.56 |
USD
43,250.00 |
| 198 |
USD
5,782,300.84 |
USD
14,455.75 |
USD
43,250.00 |
| 199 |
USD
5,753,506.60 |
USD
14,383.77 |
USD
43,250.00 |
| 200 |
USD
5,724,640.36 |
USD
14,311.60 |
USD
43,250.00 |
Based on my personal calculation, the loan repayment should be like this table (below) or Excel file on attachment.
Thank you very much.
Sincerely,
Roby Widjaja.
| Interest
Rate: |
3% |
( per year ) |
|
|
|
|
|
| Month |
Loan Principle |
Interest |
Repayment |
| 1 |
USD 10,000,000.00 |
USD
25,000.00 |
USD 0.00 |
| 2 |
USD
10,025,000.00 |
USD
25,062.50 |
USD 0.00 |
| 3 |
USD
10,050,062.50 |
USD
25,125.16 |
USD 0.00 |
| 4 |
USD
10,075,187.66 |
USD
25,187.97 |
USD 0.00 |
| 5 |
USD
10,100,375.63 |
USD
25,250.94 |
USD 0.00 |
| 6 |
USD
10,125,626.56 |
USD
25,314.07 |
USD 0.00 |
| 7 |
USD
10,150,940.63 |
USD
25,377.35 |
USD
43,250.00 |
| 8 |
USD
10,133,067.98 |
USD
25,332.67 |
USD
43,250.00 |
| 9 |
USD
10,115,150.65 |
USD
25,287.88 |
USD
43,250.00 |
| 10 |
USD
10,097,188.53 |
USD
25,242.97 |
USD
43,250.00 |
| 11 |
USD
10,079,181.50 |
USD
25,197.95 |
USD
43,250.00 |
| 12 |
USD
10,061,129.45 |
USD
25,152.82 |
USD
43,250.00 |
| 13 |
USD
10,043,032.28 |
USD
25,107.58 |
USD
43,250.00 |
| 14 |
USD
10,024,889.86 |
USD
25,062.22 |
USD
43,250.00 |
| 15 |
USD
10,006,702.08 |
USD
25,016.76 |
USD
43,250.00 |
| 16 |
USD
9,988,468.84 |
USD
24,971.17 |
USD
43,250.00 |
| 17 |
USD
9,970,190.01 |
USD
24,925.48 |
USD
43,250.00 |
| 18 |
USD
9,951,865.49 |
USD
24,879.66 |
USD
43,250.00 |
| 19 |
USD
9,933,495.15 |
USD
24,833.74 |
USD
43,250.00 |
| 20 |
USD
9,915,078.89 |
USD
24,787.70 |
USD
43,250.00 |
| 21 |
USD
9,896,616.58 |
USD
24,741.54 |
USD
43,250.00 |
| 22 |
USD
9,878,108.13 |
USD
24,695.27 |
USD
43,250.00 |
| 23 |
USD
9,859,553.40 |
USD
24,648.88 |
USD
43,250.00 |
| 24 |
USD
9,840,952.28 |
USD
24,602.38 |
USD
43,250.00 |
| 25 |
USD
9,822,304.66 |
USD
24,555.76 |
USD
43,250.00 |
| 26 |
USD
9,803,610.42 |
USD
24,509.03 |
USD
43,250.00 |
| 27 |
USD
9,784,869.45 |
USD
24,462.17 |
USD
43,250.00 |
| 28 |
USD
9,766,081.62 |
USD
24,415.20 |
USD
43,250.00 |
| 29 |
USD
9,747,246.83 |
USD
24,368.12 |
USD
43,250.00 |
| 30 |
USD
9,728,364.94 |
USD
24,320.91 |
USD
43,250.00 |
| 31 |
USD
9,709,435.85 |
USD
24,273.59 |
USD
43,250.00 |
| 32 |
USD
9,690,459.44 |
USD
24,226.15 |
USD
43,250.00 |
| 33 |
USD
9,671,435.59 |
USD
24,178.59 |
USD
43,250.00 |
| 34 |
USD
9,652,364.18 |
USD
24,130.91 |
USD
43,250.00 |
| 35 |
USD
9,633,245.09 |
USD
24,083.11 |
USD
43,250.00 |
| 36 |
USD
9,614,078.21 |
USD
24,035.20 |
USD
43,250.00 |
| 37 |
USD
9,594,863.40 |
USD
23,987.16 |
USD
43,250.00 |
| 38 |
USD
9,575,600.56 |
USD
23,939.00 |
USD
43,250.00 |
| 39 |
USD
9,556,289.56 |
USD
23,890.72 |
USD
43,250.00 |
| 40 |
USD
9,536,930.28 |
USD
23,842.33 |
USD
43,250.00 |
| 41 |
USD
9,517,522.61 |
USD
23,793.81 |
USD
43,250.00 |
| 42 |
USD
9,498,066.42 |
USD
23,745.17 |
USD
43,250.00 |
| 43 |
USD
9,478,561.58 |
USD
23,696.40 |
USD
43,250.00 |
| 44 |
USD
9,459,007.99 |
USD
23,647.52 |
USD
43,250.00 |
| 45 |
USD
9,439,405.51 |
USD
23,598.51 |
USD
43,250.00 |
| 46 |
USD
9,419,754.02 |
USD
23,549.39 |
USD
43,250.00 |
| 47 |
USD
9,400,053.41 |
USD
23,500.13 |
USD
43,250.00 |
| 48 |
USD
9,380,303.54 |
USD
23,450.76 |
USD
43,250.00 |
| 49 |
USD
9,360,504.30 |
USD
23,401.26 |
USD
43,250.00 |
| 50 |
USD
9,340,655.56 |
USD
23,351.64 |
USD
43,250.00 |
| 51 |
USD
9,320,757.20 |
USD
23,301.89 |
USD
43,250.00 |
| 52 |
USD
9,300,809.09 |
USD
23,252.02 |
USD
43,250.00 |
| 53 |
USD
9,280,811.11 |
USD
23,202.03 |
USD
43,250.00 |
| 54 |
USD
9,260,763.14 |
USD
23,151.91 |
USD
43,250.00 |
| 55 |
USD
9,240,665.05 |
USD
23,101.66 |
USD
43,250.00 |
| 56 |
USD
9,220,516.71 |
USD
23,051.29 |
USD
43,250.00 |
| 57 |
USD
9,200,318.00 |
USD
23,000.80 |
USD
43,250.00 |
| 58 |
USD
9,180,068.80 |
USD
22,950.17 |
USD
43,250.00 |
| 59 |
USD
9,159,768.97 |
USD
22,899.42 |
USD
43,250.00 |
| 60 |
USD
9,139,418.39 |
USD
22,848.55 |
USD
43,250.00 |
| 61 |
USD
9,119,016.94 |
USD
22,797.54 |
USD
43,250.00 |
| 62 |
USD
9,098,564.48 |
USD
22,746.41 |
USD
43,250.00 |
| 63 |
USD
9,078,060.89 |
USD
22,695.15 |
USD
43,250.00 |
| 64 |
USD
9,057,506.04 |
USD
22,643.77 |
USD
43,250.00 |
| 65 |
USD
9,036,899.81 |
USD
22,592.25 |
USD
43,250.00 |
| 66 |
USD
9,016,242.06 |
USD
22,540.61 |
USD
43,250.00 |
| 67 |
USD
8,995,532.66 |
USD
22,488.83 |
USD
43,250.00 |
| 68 |
USD
8,974,771.50 |
USD
22,436.93 |
USD
43,250.00 |
| 69 |
USD
8,953,958.42 |
USD
22,384.90 |
USD
43,250.00 |
| 70 |
USD
8,933,093.32 |
USD
22,332.73 |
USD
43,250.00 |
| 71 |
USD
8,912,176.05 |
USD
22,280.44 |
USD
43,250.00 |
| 72 |
USD
8,891,206.49 |
USD
22,228.02 |
USD
43,250.00 |
| 73 |
USD
8,870,184.51 |
USD
22,175.46 |
USD
43,250.00 |
| 74 |
USD
8,849,109.97 |
USD
22,122.77 |
USD
43,250.00 |
| 75 |
USD
8,827,982.75 |
USD
22,069.96 |
USD
43,250.00 |
| 76 |
USD
8,806,802.70 |
USD
22,017.01 |
USD
43,250.00 |
| 77 |
USD
8,785,569.71 |
USD
21,963.92 |
USD
43,250.00 |
| 78 |
USD
8,764,283.63 |
USD
21,910.71 |
USD
43,250.00 |
| 79 |
USD
8,742,944.34 |
USD
21,857.36 |
USD
43,250.00 |
| 80 |
USD
8,721,551.70 |
USD
21,803.88 |
USD
43,250.00 |
| 81 |
USD
8,700,105.58 |
USD
21,750.26 |
USD
43,250.00 |
| 82 |
USD
8,678,605.85 |
USD
21,696.51 |
USD
43,250.00 |
| 83 |
USD
8,657,052.36 |
USD
21,642.63 |
USD
43,250.00 |
| 84 |
USD
8,635,444.99 |
USD
21,588.61 |
USD
43,250.00 |
| 85 |
USD
8,613,783.61 |
USD
21,534.46 |
USD
43,250.00 |
| 86 |
USD
8,592,068.06 |
USD
21,480.17 |
USD
43,250.00 |
| 87 |
USD
8,570,298.24 |
USD
21,425.75 |
USD
43,250.00 |
| 88 |
USD
8,548,473.98 |
USD
21,371.18 |
USD
43,250.00 |
| 89 |
USD
8,526,595.17 |
USD
21,316.49 |
USD
43,250.00 |
| 90 |
USD
8,504,661.65 |
USD
21,261.65 |
USD
43,250.00 |
| 91 |
USD
8,482,673.31 |
USD
21,206.68 |
USD
43,250.00 |
| 92 |
USD
8,460,629.99 |
USD
21,151.57 |
USD
43,250.00 |
| 93 |
USD
8,438,531.57 |
USD
21,096.33 |
USD
43,250.00 |
| 94 |
USD
8,416,377.89 |
USD
21,040.94 |
USD
43,250.00 |
| 95 |
USD
8,394,168.84 |
USD
20,985.42 |
USD
43,250.00 |
| 96 |
USD
8,371,904.26 |
USD
20,929.76 |
USD
43,250.00 |
| 97 |
USD
8,349,584.02 |
USD
20,873.96 |
USD
43,250.00 |
| 98 |
USD
8,327,207.98 |
USD
20,818.02 |
USD
43,250.00 |
| 99 |
USD
8,304,776.00 |
USD
20,761.94 |
USD
43,250.00 |
| 100 |
USD
8,282,287.94 |
USD
20,705.72 |
USD
43,250.00 |
Dear Friends, Somebody offered me loan (read
below) worth of USD 10 millions up to (expandable to) USD 10 billions
to finance my business. If any of you, Bankers/Investment
Bankers/Private Investor/etc could give me better terms and conditions
and lower interest rate, please contact me directly: 1. at my emails: roby_widjaja@hotmail.com or jooroby@yahoo.com 2. at my Facebook account 3. at my Friendster account 4. at my spaces.live.com account. 5. or physical meeting at Surabaya (City) Indonesia (Country). Thank you very much. Sincerely, Joo Roby Widjaja.
From: roby_widjaja@hotmail.com To: XXXXXXXXXXXXXXXXX CC: jooroby@yahoo.com Subject: RE: COMPANY LOAN TERMS AND CONDITIONS=================Joo Roby Widjaja(Indonesia) Date: Tue, 3 Nov 2009 16:34:08 +0700
Dear Mr. XXXXXX, Thank you very much for your reply. Regarding the terms and conditions you offered to me (my answers are in Italic): Below is our loan Terms and conditions:
1. The applicant will start the repayment of loan at the end of every month starting from
6 months after loan has been transferred.
AGREE
2. For the condition that you keep to our loan terms and condition and that this loan will
not be use as drug traffics.
AGREE
(100% it will be used for buying investment portfolio, such as: stocks,
government/private bonds, real estate, etc as you can read on my blog
about my investment company's design).
3. Applicant who is unable to meet with the repayment will be given 3 weeks more as a
grace period before legal actions will be taken.
(AGREE.
Additional term from me: as borrower, if I never had any default, any
request to expand the loan up to 10 billions US Dollars shall be approved 100%
without any additional review/questions/re-negotiation from the lender.
Lender (you or your company) shall provide loan expansion up to USD 10
billions in 3 weeks from request date before legal actions will be taken by our International attorney immediately.
4. Failure to pay back the loan at this expected date/period, legal actions will be taken
against the applicant by our attorney immediately
(AGREE. Additional terms from me: If you (your company) could not provide loan expansion request up to 10 billions USD in 3 weeks in hard cash, legal actions will be taken against you/your company by our International Attorney as well.
5.
Any failure or default from you (your company) to provide hard cash
based on our loan expansion request up to 10 billions US Dollars in 3
weeks will risk all 100% the money your company/you have lended to me.
6.
You/your company shall transfer the money to my Indonesian Local Bank
Account (will be defined later on formal contract). Any withdrawal
(transfer out) from that account will be recorded by the bank officer
and informed to you/your company. Just in case there are any risk of
unknown withdrawal, you and me will take legal actions against the bank until the bank return the lost money 100% to my account. (There will be insurance for the money you will lend to me).
Based on my personal calculation, the loan repayment should be like this table (below) or Excel file on attachment. Thank you very much. Sincerely, Roby Widjaja.
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